Payments
Every way to pull money from a bank account.
One-time ACH, recurring billing, and eCheck conversion on the same platform. Pick the flow that fits each transaction.
ACH activity · sample
TodayCustomer subscription
ACH credit · recurring
+$540.00
completedBargold Storage rent
ACH credit · monthly
+$2,890.00
completedRefund issued
ACH debit · cust #4721
-$148.50
completedLiberty Power invoice
eCheck · captured
+$12,450.00
completedNorthshore Realty
Recurring · pending pull
+$3,200.00
pendingDaily settlement
Net deposit
+$5,225.20
completedOne-time ACH
Pull funds direct from a bank account
Online checkout, hosted page, mobile, in-store, or API. Compliant and secure by default.
Recurring billing
Subscriptions and dues on autopilot
Any cadence. Smart retries on failed transactions. Self-service customer portal included.
eCheck / RCC
Convert paper checks digitally
Mobile capture, desktop scanner, or phone entry. Check 21 and Remotely Created Check support.
One-time ACH
ACH that costs less and settles faster.
Pull or push funds straight from a bank account. No card networks, no interchange, no surprise rate hikes.
- Online checkout, hosted page, mobile, and in-store flows
- Standard 1-2 day settlement, same-day available
- Bank account verification before the pull cuts returns
- ODFI relationships and risk monitoring handled for you
- Real-time webhooks on every state change
Recurring billing
Set it once. Get paid forever.
Subscriptions, dues, rent, and installments on full autopilot. Smart retries recover 30% more failed transactions.
- Weekly, monthly, quarterly, or any custom cadence
- Smart retry logic configurable by reason code
- Self-service portal so customers update their own bank account
- Automated dunning emails with reactivation flows
- Webhook events for every state change
eCheck / RCC
Paper to digital, in one workflow.
Capture check data and convert it to an electronic transaction. Get the speed of ACH without asking customers to change.
- Mobile capture, desktop scanner, or phone entry
- Check 21 and Remotely Created Check (RCC) compliant
- Batch upload for high-volume processing
- NSF and stop-payment handling built in
- Same 1-2 day settlement as standard ACH
Move money cheaper, faster, and with fewer headaches.
Apply for an ACHQ merchant account. Most applications approved in one business day.